Terms & Conditions

1 Introduction

Welcome to taya165. These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and taya165 ("taya165," "we," "us," or "the Platform") governing your access to and use of all services available at taya165.net, including online casino games, sports betting, live dealer tables, bingo rooms, promotional offers, and all related payment services.

By registering a taya165 account, accessing the platform, or placing any wager, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must not register, access, or use taya165 in any capacity.

taya165 operates for the Philippine market and is intended solely for Filipino residents and visitors who meet the eligibility requirements set out in Section 2. All services are provided in Philippine Peso (PHP) and are subject to the regulatory framework established by the Philippine Amusement and Gaming Corporation (PAGCOR).

2 Eligibility & Age Requirements

To register and use taya165, you must satisfy all of the following eligibility criteria at the time of registration and at all times during your use of the platform:

• You must be at least 21 years of age, in accordance with PAGCOR regulations governing online gaming activity in the Philippines.
• You must be a natural person (not a corporation, trust, or other legal entity) using the platform for personal, recreational purposes only.
• You must not be a resident of or physically located in a jurisdiction where online gaming is prohibited by applicable law.
• You must not be registered on any self-exclusion list, including any exclusion list maintained by PAGCOR or taya165 itself.
• You must not be a current employee, director, officer, or close relative of an employee of taya165 or any of its affiliated companies, service providers, or game suppliers.

taya165 reserves the right to request age and identity verification documentation at any time. If a player is found to be under 21 years of age, their account will be immediately suspended, all winnings will be voided, and any deposited funds (less any amounts already wagered) may be returned at taya165's sole discretion in compliance with PAGCOR guidelines.

3 Account Registration & Verification

To access taya165's full range of games and services, you must create a registered account via the taya165 Login page. By registering, you confirm that all information provided during the registration process is accurate, complete, and up to date.

3.1 Registration Requirements

• You may only hold one (1) account on taya165. Multiple account registrations are strictly prohibited.
• You must provide a valid email address that you control and a secure, unique password for your account.
• You must provide your real full name, date of birth, and contact details as they appear on your government-issued Philippine ID.
• taya165 reserves the right to refuse registration to any applicant without providing a reason.

3.2 Know Your Customer (KYC) Verification

In compliance with PAGCOR requirements and applicable anti-money laundering (AML) regulations in the Philippines, taya165 requires all players to complete identity verification before processing withdrawals. Accepted identification documents include:

• Philippine passport
• Land Transportation Office (LTO) driver's licence
• Social Security System (SSS) ID
• PhilSys National ID
• Unified Multi-Purpose ID (UMID)
• Professional Regulation Commission (PRC) ID

taya165 may also request proof of address (e.g., a utility bill or bank statement issued within the past three months) and, in certain circumstances, proof of source of funds. Failure to provide required documentation within the timeframe specified by taya165 may result in account suspension and withholding of withdrawal requests.

3.3 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials. taya165 shall not be liable for any loss or damage arising from unauthorised access to your account resulting from your failure to adequately protect your login details. You must notify taya165's support team immediately if you suspect any unauthorised access to your account.

4 Deposits & Withdrawals

All financial transactions on taya165 are conducted in Philippine Peso (PHP). taya165 supports the following local payment methods for both deposits and withdrawals: GCash, PayMaya, BPI, BDO, and Metrobank.

4.1 Deposits

• Deposits are typically credited to your taya165 account balance within seconds for e-wallet methods (GCash, PayMaya) and within standard banking hours for bank transfers (BPI, BDO, Metrobank).
• taya165 does not charge fees for deposits; however, your payment provider may apply its own transaction charges.
• Minimum and maximum deposit amounts are displayed at the time of transaction and may vary by payment method.
• taya165 reserves the right to request verification of the payment method used before crediting a deposit or processing a withdrawal.

4.2 Withdrawals

• Withdrawals may only be made to a payment account held in your own name that matches the name registered on your taya165 account.
• KYC verification (see Section 3.2) must be completed before any withdrawal is processed.
• Withdrawal requests are typically processed within one (1) to three (3) business days, subject to verification requirements.
• taya165 reserves the right to delay or refuse a withdrawal where fraud, money laundering, or a breach of these Terms is suspected.
• Bonus balances that have not met applicable wagering requirements cannot be withdrawn.

5 Bonuses & Promotions

taya165 offers a variety of bonuses, reload offers, and promotional campaigns to eligible players. All promotions are subject to specific terms that are published on the Current Offers page at the time the promotion is live. The following general bonus rules apply to all taya165 promotions unless a specific offer's terms state otherwise:

• Wagering Requirements: Bonus funds must be wagered a specified number of times before they can be converted to withdrawable real-money funds. The applicable wagering multiplier is stated in each offer's individual terms.
• Validity Period: Bonuses must be used within the validity window stated in the offer. Unused bonus funds expire automatically at the end of the stated period.
• Game Contributions: Different game types may contribute different percentages toward wagering requirements. Slots typically contribute 100%, while live casino table games may contribute a lower percentage as specified per offer.
• One Bonus at a Time: Players may only hold one active bonus at a time unless taya165 explicitly states otherwise for a specific promotion.
• Abuse Prevention: taya165 reserves the right to void bonuses and winnings derived from bonuses where abuse, exploitation of promotional terms, or collusion is detected. This includes the use of multiple accounts to claim the same bonus.
• Eligibility: Certain promotions may be restricted to players who have not previously claimed a similar offer, or to players meeting specific deposit history or verification criteria.

taya165 reserves the right to modify, suspend, or withdraw any promotion at any time. Changes to ongoing promotions will be communicated via the Current Offers page and, where applicable, by email to affected players.

6 Gameplay Rules & Fair Play

taya165 provides access to a range of online casino games, live dealer tables, bingo rooms, slot titles, and sports betting markets. The following rules apply to all gameplay activity on the platform:

• All games on taya165 use certified random number generators (RNGs) or, in the case of live dealer games, real-time dealing procedures to ensure fair and unpredictable outcomes.
• The rules for each individual game are accessible within the game interface. Players are responsible for understanding the rules of any game before placing a wager.
• In the event of a technical malfunction during a game session, taya165 will make reasonable efforts to restore the session to its last valid state. Where this is not possible, the affected wager may be voided and the staked amount returned to the player's balance.
• taya165 reserves the right to void bets placed on events or game outcomes that were subject to an error in odds or pay-table display.
• Sports betting markets are subject to the specific rules of each sport or competition as determined by taya165's trading team. These rules are published within the sports betting section of the platform.

7 Responsible Gaming

taya165 is committed to promoting responsible gaming practices among all players on the platform. We recognise that for a small number of players, gambling can become problematic, and we take our obligations in this area seriously under PAGCOR guidelines.

7.1 Player-Controlled Tools

The following responsible gaming tools are available to all taya165 players directly from their account settings:

• Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit into your taya165 account.
• Session Time Reminders: Configure alerts that notify you when you have been actively playing for a specified period of time.
• Cooling-Off Period: Request a temporary break from all taya165 gaming activity for a defined period (e.g., 24 hours, 7 days, or 30 days).
• Self-Exclusion: Apply for a longer-term or permanent exclusion from taya165 at any time. Self-exclusion requests are processed without delay and without requiring justification from the player.

7.2 Platform-Initiated Measures

taya165 reserves the right to impose responsible gaming measures — including deposit limits, account restrictions, or mandatory cooling-off periods — on any account where our responsible gaming team identifies indicators of problem gambling behaviour, regardless of whether the player has requested such measures.

For comprehensive information on responsible gaming tools, resources, and support options available to Filipino players, please visit our dedicated Responsible Gaming page.

8 Prohibited Conduct

The following activities are strictly prohibited on taya165 and constitute a material breach of these Terms. taya165 reserves the right to suspend, restrict, or permanently close any account found to have engaged in any of the following:

• Registering more than one account, whether under the same name, email address, device, IP address, or payment method.
• Providing false, misleading, or fraudulent information during registration or the KYC verification process.
• Colluding with other players to gain an unfair advantage in any game or betting market.
• Using automated software, bots, scripts, or any other mechanical or electronic means to place wagers or interact with the platform.
• Exploiting software bugs, errors, or vulnerabilities in the taya165 platform or any third-party game software accessible through taya165.
• Engaging in money laundering, fraud, or any other financially criminal activity through the taya165 platform.
• Accessing or attempting to access another player's account without their explicit consent.
• Abusing taya165's bonus and promotions system in a manner that is inconsistent with normal player behaviour or the stated spirit of any offer.
• Making charge-backs or payment reversals on deposits that have already been wagered on the platform.

Where prohibited conduct is detected, taya165 reserves the right to void all associated bets and bonuses, withhold any pending withdrawals pending investigation, and refer the matter to PAGCOR or relevant Philippine law enforcement authorities where appropriate.

9 Intellectual Property

All content on the taya165 platform — including but not limited to the taya165 brand name and logo, website design, graphics, game interfaces, text, promotional materials, and software — is the intellectual property of taya165 or its licensed content suppliers. All rights are reserved.

You are granted a limited, non-exclusive, non-transferable licence to access and use the taya165 platform for personal, recreational gaming purposes only. This licence does not permit you to:

• Copy, reproduce, distribute, or publish any content from taya165 without prior written permission.
• Reverse engineer, decompile, or disassemble any software or game code accessible through the platform.
• Use the taya165 name, logo, or branding in any manner not expressly authorised by taya165.
• Frame or mirror the taya165 website on any other website or platform.

10 Limitation of Liability

To the fullest extent permitted by applicable Philippine law, taya165 shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or relating to your use of the taya165 platform, including but not limited to:

• Loss of winnings due to technical malfunctions, server downtime, or internet connectivity issues on your end or ours.
• Any loss or damage resulting from unauthorised access to your account caused by your failure to maintain account security.
• Inaccuracies in game odds, pay-tables, or promotional terms caused by a technical error, provided that taya165 takes reasonable steps to correct such errors promptly upon discovery.
• Delays in deposit crediting or withdrawal processing caused by third-party payment service providers (GCash, PayMaya, BPI, BDO, Metrobank).

taya165's total aggregate liability to any individual player in respect of any claim shall not exceed the amount deposited by that player in the thirty (30) days immediately preceding the event giving rise to the claim.

Nothing in these Terms shall exclude or limit taya165's liability for fraud, wilful misconduct, or any liability that cannot be excluded or limited under applicable Philippine law.

11 Account Suspension & Termination

taya165 reserves the right to suspend, restrict, or permanently close a player's account at any time and for any reason, including but not limited to:

• Breach of any provision of these Terms & Conditions.
• Failure to complete KYC verification within a reasonable timeframe.
• Suspected fraudulent activity, money laundering, or collusion.
• A player's voluntary self-exclusion request.
• Regulatory direction from PAGCOR or other competent Philippine authorities.

Players may also close their taya165 account voluntarily at any time by contacting customer support. Upon account closure, any real-money balance (excluding bonus funds that have not met wagering requirements) will be returned to the player's verified payment method within a reasonable timeframe, subject to any outstanding verification or investigation requirements.

12 Privacy & Data Protection

taya165 collects and processes personal data in accordance with its Privacy Policy, which forms part of these Terms and is incorporated herein by reference. By registering on taya165, you consent to the collection and processing of your personal data as described in the Privacy Policy.

Your personal data is used solely for the purposes of operating your account, processing transactions, complying with PAGCOR and AML regulatory requirements, and communicating with you about your account and applicable promotions. taya165 does not sell personal data to third parties.

13 Amendments to These Terms

taya165 reserves the right to amend these Terms & Conditions at any time. When material changes are made, taya165 will update the "Last Updated" date at the top of this page. Where the changes are significant, taya165 may also notify registered players by email or via an in-platform notification.

Your continued use of taya165 after the effective date of any revised Terms constitutes your acceptance of those changes. If you do not agree with any amendment, you must stop using the platform and contact support to close your account.

14 Governing Law & Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising out of or in connection with these Terms that cannot be resolved through taya165's internal complaints process shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

taya165 operates in compliance with PAGCOR regulations. Players who believe their complaint has not been adequately addressed by taya165's internal support team may escalate the matter to PAGCOR through its official regulatory channels.

15 Contact Us

If you have any questions about these Terms & Conditions, need clarification on any provision, or wish to raise a complaint regarding your taya165 account, please contact our customer support team. Support is available 24 hours a day, 7 days a week, on Philippine Standard Time (PST).

For responsible gaming support specifically — including self-exclusion requests, deposit limit adjustments, or referrals to external support organisations available in the Philippines — please visit our Responsible Gaming page or mention "Responsible Gaming" in your support message for priority routing.